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Move the focus from return % to savings %Amit Jain, Poornima Bhandari, Jaipur

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Key Take-Aways
  • Clients want financial freedom and that boils down to the saving rate of a person. Saving % for the average Indian is 32%.

  • If 32% is the average savings %, how does your savings % rate in comparison? Focus on what you are earning and the % you can save -- that will transform your financial life.

  • Look at inflation levels and see how much you are earning above inflation. Are your investments beating inflation by a few basis points?

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